Short-Term Medical Insurance

Perfect if you are: In need of immediate coverage Between Jobs A Recent College Graduate Waiting for Employer Group Coverage On strike or Laid off Looking for an alternative to COBRA by clicking you are consenting to the below terms Please select your state Alabama Alaska Arizona Arkansas California Colorado Delaware District of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Mexico North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania South Carolina South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming

Short-Term Medical plans provide individual and family coverage from 30 days up to six months. These plans are major medical plans designed to protect you and your family in the event of an illness or injury, and are typically less expensive than traditional individual medical plans.

Q: Is a Short-Term Medical plan the right health coverage for you?*

A: Yes, if you are:

• In need of immediate coverage while you shop and apply for more permanent coverage;
• Between jobs;
• Newly employed and waiting for your group coverage to begin;
• Graduating from college or a recent college graduate;
• A temporary or seasonal employee;
• A dependent no longer covered under your parents' plan;
• On strike, laid-off or a terminating employee;
• A part-time or temporary worker;
• Looking for a lower-cost alternative to COBRA;
• Unable to afford other coverage;
• Expecting to be covered by a permanent medical plan in the next 30 days to six months;
• Need immediate coverage to maintain your credible coverage status.

If you fit into any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. For a free Short-Term Medical quote, please select your state above then click "Get Quote."

If you are looking for a choice of plan types and the ability to renew your plan beyond one year a traditional medical plan, while typically more expensive, may be a better fit for your health insurance needs. Click here for a free individual medical plan quote.

* These Short-Term Medical plans are fully insured by an AM Best rated A- Excellent carrier and provide temporary major medical health insurance coverage from 30 days up to six months. Keep in mind that you may apply for one additional benefit period if no claims were incurred under a previous plan and if there has been no significant change in your health. These plans are major medical plans designed to protect you in the event of an illness or injury, and are not meant to cover routine exams and preventive care.